Things You Should Avoid When Insuring Your Car

Buying a car is a big decision for car owners, so logically cover for the car should be bought after a good amount of consideration. Unfortunately, this is not what most of the car owners do. In fact, many new car owners tend to make the most expensive mistakes when buying a car insurance policy. They mostly realize this after it's too late. So if you are a new car owner and are seeking for a motor insurance plan then here are the 5 mistakes you don't want to make :-

Not shopping around -
Many times car owners buy insurance as per the guidance of the car sales person or as per the suggestions of their friends. But it is important to understand that insurance needs could differ. So shopping around for the best deal will be the smartest thing to do before finalizing on one. Also, many existing policy holders tend to blindly renew their policy with the same provider without searching around for more. Researching for better options will reveal plans that can offer you better benefits at much reduced cost. Comparing different plans will get you the most suitable car insurance policy at a cost affordable to you.

Buying minimum cover to save money -
This, in fact will lead to more expenses. Many first time car insurance buyers tend to make this mistake to save expenses in the short run but end up paying a huge amount on repairs and replacements in the long run in case of damage by accidents. So avoid buying a policy with high deductible and selecting only the minimum coverage.

Lying to the car insurance provider -
Not providing the real details of your car, driving history and the usage of your car can put your cover in risk when you file a claim. Many think that hiding the reality will get them great rates, but this could be an expensive trick to play in the long run. So make sure you fill up the right information on the car insurance application form and mention details related to the use of your car, the miles your drive and your driving history.

Not paying attention to the reputation of the company -
In the spree to get a great deal, many tend to overlook the reputation of the company. Remember, if the company does not have a good image for the customer service they offer, then however affordable the deal may have been, it's all in vain. There's no point in constantly following up with the company for your claim. So before you purchase a car insurance policy, do check the reputation of the company with regards to claim settlement.

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